BlueCross BlueShield Dental Insurance
When it comes to visiting the dentist, skilled Houston dentist, Terrence C. O’Keefe, DDS, and his dental care team work hard to offer stress-free dentistry appointments. One of the leading causes of dental office-related stress doesn’t actually have much to do with the treatments we provide. Many patients don’t want to visit the dentist because they are worried about paying for the costs of necessary dental treatments. Dr. O’Keefe and his Houston dental care team are happy to offer patients affordable preventive, restorative, and cosmetic dentistry services. To ensure they have the lowest out of pocket treatment expenses, we process and file dental insurance claims for most major benefit providers, and we are in-network with a number of insurers, including BlueCross BlueShield. If you want to learn more about treatment coverage from your PPO benefit plan, don’t hesitate to contact our caring dentist and team. We’ll answer questions over the phone when possible or schedule an appointment for you to visit our Houston dental office.
Basics of Your BlueCross BlueShield Dental Plan
Dental benefit plans represent agreements between patients and their insurers. These policies include specific details of your insurance coverage received in exchange for payment of a monthly plan premium. Every individual BlueCross BlueShield dental insurance plan is a unique agreement, so without reviewing your specific policy, we can’t tell you exactly what coverage you’ll receive. However, most BlueCross BlueShield dental benefit plans offer the following coverage:
- Preventive care like checkups, teeth cleanings, and necessary x-rays are covered 80 to 100%.
- Restorative treatment options like fillings, dental crowns, and dentures are covered 50 to 80%.
- Orthodontic treatments, including traditional bracket and wire braces and clear aligners, covered 20 to 70% when elected.
- Miscellaneous services like sedation dentistry, sportsguards, and nightguards for bruxism may receive 20 to 50% coverage when elected.
Maximizing Your Dental Benefit Investment
When it comes to maximizing your dental benefits, the easiest way to get the most from your monthly payments is to schedule twice a year dental checkups with our team. We’ll partner with you to prevent most major dental health concerns and provide diagnosis in the earliest stages for other issues. It’s the best way to keep your natural smile whole and healthy and avoid the need for costly advanced dental treatments that receive lower insurance coverage.
In-Network Dental Insurance
When you visit an in-network dental practice like ours, you can always rest assured that you will have the lowest out of pocket cost for your dental care. This is because we have a standing agreement with BlueCross BlueShield to charge fees that they deem fair and average for covered dentistry services. Out of network dentists may charge higher prices for their treatment, but you’ll be responsible for the additional costs. In most cases, these added out of pocket fees are minimal, but visiting an in-network provider allows you to minimize your out of pocket expenses.