Your Houston Dentist is In-Network with Cigna Dental Insurance
Quality dentistry shouldn’t have to come with an exorbitant price tag attached. At the practice of Dr. Terrence O’Keefe, we strive to make the financial aspects of your treatment reasonable, easy to address, and free of unnecessary stress. Dr. Keefe is in-network with a handful of major dental insurance plans, including Cigna. If you currently have coverage through Cigna and would like to pursue a healthier, happier smile, please don’t hesitate to give our Houston area practice a call! Our team would love to help you explore your benefits and maximize them as well.
What Does it Mean to be an In-Network Cigna Dentist?
Being an “in-network” provider means that Dr. Keefe has chosen to partner with Cigna and accept discounted rates for services provided. While out-of-network dentists will still usually accept insurance plans and file claims on the patient’s behalf, you can expect to pay less and save more when visiting an in-network dentist. You will also have a much better idea of what a particular treatment plan will cost, although patients should be aware that they’ll have to cover their deductible first before benefits become available.
How Does My Cigna Dental Insurance Work?
Cigna offers three major types of dental insurance coverage to individuals and families in need:
- Cigna Dental Preventive – With this plan, patients can have 100% of their in-network preventive and diagnostic care covered, and they’ll be able to take advantage of discounts on their restorative and orthodontic treatment plans as well. There is no yearly maximum with this plan and no deductible.
- Cigna Dental 1000 – This plan includes coverage for preventive, diagnostic, and restorative services, with a yearly maximum of $1,000. Patients will receive in-network discounts for orthodontic treatment as well. Single people with need to pay a $50 deductible to access their benefits, while families will need to pay $150.
- Cigna Dental 1500 – This plan is very similar to the 1000 plan, the only major difference being that patients and families will have access to $1,500 in benefits for preventive, diagnostic, and restorative services. The deductibles stay the same as well.
Experience Modern, Experienced Dentistry in Houston
Dr. O’Keefe has had a long and illustrious career in dentistry, including two years spent in the Navy Dental Corps and countless hours of continuing education. He is proud to have lived in the West Houston/Memorial-Katy area most of his life, helping his neighbors smile brighter.
If you are in search of excellent, reliable dentistry that will help your teeth reach their fullest potential, please contact us today. Our team looks forward to helping you create a personalized treatment plan that leads to dazzling improvements while also staying within your budget and scope of coverage through Cigna. If you have any questions or concerns, don’t hesitate to ask!