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Delta Dental Dentist

Dental Office For more than 30 years, Dr. Terrance O’Keefe has provided the community with exceptional dental care to create generations of healthy, beautiful smiles. In addition to the quality of the care you receive, we understand that it is equally as important for the services to remain affordable, which is why we are a proud provider for Delta Dental insurance. As an in-network dentist, we will help you maximize the value of your policy to reduce your out-of-pocket expenses. To help you make the most of your insurance plan, we have the answers to your top questions about your coverage.

Q. How Does Dental Insurance Work?

Q. What’s the Difference Between an In-Network and Out-of-Network Dentist?

While an in-network dentist is recommended, you still have the freedom to choose one who is out-of-network. This means that they do not have a contract with the insurance provider. As a result, you will have to pay the difference between what your insurance has agreed to cover and the fees the dental office charges.

Q. What Does My Dental Plan Cover?

In addition, after you have paid your yearly deductible, you are given an allowance to use toward restorative treatments. Depending on your specific plan, your insurance company may pay as much as 80% of treatments, like root canals, dentures, or tooth extractions. In some cases, your policy may even cover a portion of specialty services, like orthodontics or cosmetic treatments.

Q. Are Dental Implants Covered by Insurance?

Q. How Will My Dental Insurance Pay Their Portion?

Get a Healthy Smile Today

Dental insurance can be confusing, but do not let that keep you from scheduling an appointment. If you still have questions, contact our office today to speak with a member of our team. We will help you understand your policy to help you stay within your budget while achieving a healthy smile.